Charity Insurance

Entity defence is included in your policy at no additional cost when trustee liability insurance is part of your policy. To ensure comprehensive protection against claims, we group our public liability insurance and employers’ liability insurance together. With our online quote system, buying charity insurance is simple. All you need to do is answer a few questions about your charity and we’ll offer you a range of charity insurance cover.

You can also read our expert guide on what insurance your charity should consider. To properly protect your premises, infrastructure and physical assets in the case of theft or damage. Despite the lead time that was available to get the quote in, reviewed and agreed Access Insurance met this challenge head on. What can I say; absolutely fabulous service from Access where nothing was too much trouble. Courteous, responsive and extremely quick in setting up our non-profit group’s insurance.

We have organised social enterprise insurance for medium and larger organisations whose role is to create a profit for investment in social good. We have also helped thousands of smaller non profit charities that are looking for a simple community group insurance solution. Your not-for-profit organisation advises businesses on financial matters and this advice leads to the company losing money. Professional indemnity insurance covers the cost of any compensation. Trustee indemnity insurance covers the legal costs and expenses of defending against disqualification as a trustee, investigations or extradition proceedings, protecting the trustee’s personal wealth. If your charity has trustees, you should give serious consideration to trustee indemnity insurance. To more click the website

Insurance is a type of financial product that pays out when something happens. They provide financial compensation when an undesirable event occurs. We build long-term relationships with our clients and pride ourselves on offering a professional, friendly service that is second-to-none. Please see your policy documents for full details of the cover, limitations and exclusions. Superscript is a trading name of Superscript Advisory BV. We are registered at the KvK in the Netherlands and directly regulated by the Dutch Authority for the Financial Markets .

It’s there to protect your business against legal and compensation costs if an employee were to make a claim against you due to injury at work. Without this cover, you could be out of pocket by many thousands of pounds. Charity insurance will enable you to carry out services, events, and fundraising activities while also protecting your charity against liability claims, loss of assets, and allegations of wrongdoing. Fidelity insurance protects your charity against dishonesty or fraud by volunteers or employees. Unfortunately fraud against charities and not-for-profits has become a common occurrence, with fabricated invoices, fraudulent expenses and donation theft occurring at organisations of all sizes.

We work with all sorts of charities, CICs, social enterprises and even churches. If you need to consult your charity’s board or committee before arranging cover, we can help with that too. We’ll email you a copy of your quote instantly and give you up to 30 days to choose whether to go ahead.

As your aim to raise funds for your charity, you accidentally use a copyrighted image in your publicity. Media liability insurance will cover the cost of compensation if a claim is made against you. Navigating through jargon-filled websites and dealing with complex risks can be confusing. At BHIB, we’ve carefully considered our insurance package to ensure your people, your events and your services are protected. Unfortunately, your non-for-profit status and good endeavours does not remove your legal liabilities to employees, volunteers, trustees and third parties.

Business interruption insurance will protect against the consequential loss of the interruption to trade by indemnifying against for the loss of income. Professional indemnity Covers the cost of defending an allegation of professional negligence. The policy cover can protect against civil litigation whilst providing advisory, counselling, consultation or other services. The Pearson Centre for Young People has been working with Edwards Insurance Brokers for many years. The assistance we have received from them has been nothing but impeccable and highly professional.

To provide detailed, expert advice on the key topics impacting voluntary organisations. For the large majority of charities, public liability is sold for a limit of £1,000,000 or £2,000,000 on any one occurrence. There are however instances when a large limit would be required, this is usually in relation to the organisations turnover. Aside from our professional services we are genuinely interested in and care about the purposes of our charity clients. We see our relationship as a partnership where we can facilitate you to focus on your work by taking away the stress and hassle of the insurance side of things. Markel direct is a trading name of Markel Limited which is a company registered in England and an appointed representative of Markel International Insurance Company Limited.

Our own directors have many years’ experience as trustees, so we understand that the risks charities face can be incredibly varied and ever-evolving. If your organisation gives professional advice then professional indemnity insurance can protect you against a claim made by another organisation or individual if they lose money as a result. The key exception to this is employers liability cover, which is required by law for any business with employees. Not having it, if you do have employees, can result in a fine of up to £2,500 per day for each day you didn’t have it. Employers liability insurance is a legal requirement in the UK for any business with employees.

Also covered are employee injury or death at work where the Health and Safety at Work Act 1974 or the Corporate Manslaughter and Homicide Act 2007 have been breached. A trustee liability policy is an insurance product designed to protect trustees of a charity or club. It can also provide cover for others such as governors and committee members. Charities, social enterprises and voluntary organisations play a pivotal role in society and at Ecclesiastical we believe every charity deserves specialist care and protection. Yes, the Charity Shield policy will provide cover for your legal liability for accidental loss or damage to property hired by you at which you are carrying on your activities. Under most policies, general amounts are allocated for contents and non-property assets.

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